/* ----- HOW RUPEEQ WORKS ----- */
    .how-work-item {
        background: #EBF9F5 0% 0% no-repeat padding-box;
        box-shadow: 0px 3px 10px #0000001A;
        border: 1px solid #34CA8D;
        border-radius: 20px;
        padding: 20px 22px;
        width: 100%;
        height: 100%;
    }

    .how-work-item h4 {
        width: 100%;
    }

    .how-work-image {
        width: 100%;
        margin: 20px auto;
        display: block;
        max-width: 120px;
    }

    .transparent-selecttion {
        background-color: #ebf9f5;
    }

    .owl-carousel .owl-item .transparent-selecttion img {
        max-width: 7.188rem;
    }

    .owl-carousel .how-work-image.key {
        width: 4.813rem;
    }

    .owl-carousel .how-work-image.better-offer {
        width: 7.188rem;
    }

    .owl-carousel .how-work-image.stay-updated {
        width: 8.813rem;
    }

    .owl-carousel .how-work-image.take-action {
        width: 7.375rem;
    }

    /* ----- FLEXIBLE SOLUTION ----- */
    .flexible-solution {
        padding-top: 0;
    }

    .flexible-solution h6 {
        padding-bottom: 20px;
    }

    .flexible-solution p {
        color: #212121;
        padding-bottom: 2.5rem;
    }

    .solutions-items {
        background: #f8f8f8;
        border-radius: 10px;
        box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
        padding: 20px;
        margin-bottom: 15px;
    }

    .solutions-items img {
        width: 100% !;
        max-width: 115px !;
    }

    .solutions-items h6 {
        line-height: 30px;
        margin-bottom: 15px;
    }

    /* .solutions-list-box-right .solutions-items {
        display: flex;
        flex-wrap: wrap;
        align-items: center;
    } */

    .solutions-list-box-right .solutions-items div {
        width: 100%;
    }

    .mb-40 {
        margin-bottom: 2.5rem;
    }

    .orange {
        color: var(--orange);
    }

    .red {
        color: var(--red);
    }

    .parrot {
        color: var(--parrot);
    }

    .light-green {
        color: var(--light-green);
    }

    .yellow {
        color: var(--yellow);
    }

    .color-purple {
        color: var(--purple);
    }

    /* ----- INFORMATION SECTION ----- */
    .mt-80 {
        margin-top: 5rem;
    }

    .infomation-container {
        margin-bottom: 3rem;
    }

    .factor-card {
        background: #fff;
        border-radius: 10px;
        padding: 15px;
    }

    .factor-card .icon img,
    .factor-card .icon-new img {
        width: 29px;
        height: auto;
    }

    .credit-score {
        border-radius: 10px;
        padding: 15px;
    }

    .bg-purple {
        background-color: var(--purple);
    }

    .maintain-icon img {
        height: auto !important;
        margin-right: 15px !important;
    }

    .infomation-container {
        margin-bottom: 0;
    }

    /* ——— Section: Info + Factors + Tips ——— */

    /* spacing for each info block wrapper */
    .mt-80 {
        padding-top: 5rem;
        margin-top: 0;
    }

    /* card base */
    section.mt-80 .solutions-items {
        background: #f8f8f8;
        border-radius: 10px;
        box-shadow: 0 4px 8px rgba(0, 0, 0, 0.1);
        padding: 20px;
        margin-bottom: 15px;
    }

    /* make the factor cards a single row: icon + text */
    section.mt-80 .solutions-list-box-right .solutions-items {
        display: flex;
        flex-wrap: wrap;
        align-items: center;
    }

    /* children inside the card span full width (so text wraps nicely) */
    section.mt-80 .solutions-list-box-right .solutions-items>div {
        width: 100%;
    }

    /* icons on factor cards */
    section.mt-80 .d-flex.factor-card {
        display: flex;
        flex-wrap: nowrap;
    }

    section.mt-80 .factor-card .icon {
        max-width: 3.563rem;
        margin-right: 1.25rem;
    }

    section.mt-80 .factor-card .icon img {
        max-width: 3.563rem;
        width: 3.563rem;
        /* ← this forces width to ~57px */
        height: auto;
    }

    section.mt-80 .factor-card .icon-new {
        max-width: 1.813rem;
        margin-right: 1.25rem;
    }

    /* headings inside cards */
    section.mt-80 .d-flex.factor-card h6 {
        margin-bottom: 0.75rem;
        font-weight: 500;
    }

    /* ensure the three factor cards (and any first/second in later rows) are white */
    section.mt-80 .solutions-list-box-right>div:nth-child(1) .solutions-items,
    section.mt-80 .solutions-list-box-right>div:nth-child(2) .solutions-items,
    section.mt-80 .solutions-list-box-right>div:nth-child(3) .solutions-items {
        background: #fff;
        box-shadow: 0px 3px 10px #00000029;
        border-radius: 20px;
    }

    /* purple tips (maintain a good credit score) */
    section.mt-80 .bg-purple {
        background-color: var(--purple) !important;
    }

    section.mt-80 .credit-score {
        border-radius: 10px;
        min-height: 5rem;
    }

    section.mt-80 .maintain-icon {
        max-width: 7.375rem !important;
        width: 100% !important;
        position: relative !important;
        top: -3rem !important;
    }

    section.mt-80 .maintain-icon img {
        position: absolute !important;
    }

    section.mt-80 .credit-score p {
        padding-left: 8.375rem;
    }

    /* small utilities used in this block */
    section.mt-80 .solutions-list-box-right p {
        margin-bottom: 0;
    }

    /* —— responsive tweaks —— */
    @media (max-width: 767px) {
        section.mt-80 .font-size-36 {
            font-size: 24px;
            line-height: 36px;
        }

        .mt-80 {
            padding-top: 2rem;
        }

        section.mt-80 .solutions-items .maintain-icon img {
            width: 100% !important;
            max-width: 95px !important;
        }

        section.mt-80 .credit-score p {
            padding-left: 6.375rem;
        }
    }

    .factor-card .icon {
        max-width: 3.563rem;
        margin-right: 1.25rem;
    }

    .factor-card .icon img {
        width: auto;
        height: auto;
        max-width: 100%;
    }

    /* benefits */
    .benefits-having .benfits-icon,
    .factors-impact-section .benfits-icon {
        width: 100px !important;
    }

    .benefits-having .solutions-items {
        background-color: #ebf9f5 !important;
        border: 1px solid #34CA8D;
    }

    .benefits-having .solutions-items h6,
    .factors-impact-section .solutions-items h6 {
        color: #34ca8d;
        font-weight: 600;
    }

    /* benifits ends */

    .solutions-list-box-right div:nth-child(1) .solutions-items,
    .solutions-list-box-right div:nth-child(2) .solutions-items,
    .solutions-list-box-right div:nth-child(3) .solutions-items {
        background: #fff 0% 0% no-repeat padding-box;
        box-shadow: 0px 3px 10px #00000029;
        border-radius: 20px;
    }

    /* Factors Impact Section */
    .factors-impact-section .benfits-icon {
        width: 100px !important;
    }

    .points-in-mind .card {
        min-height: 16rem;
        background: #F9F9F9 0% 0% no-repeat padding-box;
        box-shadow: 0px 3px 10px #00000029;
        border: 1px solid #D9F0FF;
        border-radius: 20px;
    }