What Credit Enquiries Reveal About Borrowing Behaviour
January 27, 2026
Your credit score often gets all the attention, but lenders look far beyond just that number. One of
How Financial Emergencies Leave Long-Term Credit Footprints
January 27, 2026
Financial emergencies rarely come with a warning. A medical expense, sudden job loss, urgent home repair, or a
What Happens to Your Credit Score When You Become Debt-Free
January 27, 2026
Becoming debt-free feels like a major financial milestone. No EMIs, no reminders, no stress. Naturally, many people assume
How Credit Mix Impacts Long-Term Loan Eligibility
January 27, 2026
When people talk about credit health, most conversations revolve around credit score. While the score is important, it
Why Two People With the Same Credit Score Get Different Loan Offers
January 27, 2026
At first glance, a credit score feels like a final verdict. If two people have the same credit
How Overuse of “No-Cost EMI” Affects Your Credit Profile
January 27, 2026
“No-Cost EMI” sounds like a smart financial move. You get the product today, pay in small monthly instalments,
How Small Lifestyle Loans Shape Your Long-Term Credit Health
January 27, 2026
Small lifestyle loans have quietly become a part of everyday spending. Buying a smartphone on EMI, converting a
Why Your Credit Score Improves Slower Than It Falls—and How to Fix That
January 27, 2026
Many borrowers experience this frustrating pattern: one missed payment and the credit score drops sharply, but months of
Why a “Good” Credit Score Still Doesn’t Guarantee Loan Approval
January 27, 2026
A good credit score is often seen as a green signal for loan approval. Many borrowers believe that
How RupeeQ Helps You Choose the Right Lender for Home Loan Transfer
October 30, 2025
Transferring your home loan to a new lender at the right time can help you save thousands in
| Personal Loan Interest Rates Jan, 2026 | |
|---|---|
| Axis Bank | 10.75% - 26.00% |
| Bajaj | 11.00% - 28.00% |
| Chola Mandalam | 15.00% - 24.00% |
| IDFC | 11.00% - 24.00% |
| Kotak Bank | 11.00% - 18.00% |
| L & T Finance | 13.00% - 28.00% |
| TATA | 11.00% - 26.00% |
