Credit Cards
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Why Credit Credit Cards are Needed?

Credit cards are a convenient financial tool that provides immediate access to funds, even when you are low on cash. By offering a revolving line of credit, they allow you to make purchases and pay for expenses within a preset limit. You can then repay the borrowed amount, typically within 30 days, without any interest charges.

Whether you're shopping online or making offline purchases, credit cards eliminate the hassle of carrying cash. Beyond convenience, they offer various perks, rewards, and benefits that make spending more rewarding.

Types of Cards are Needed?

Prepaid Cards
Prepaid Cards

Like debit cards, but with a set credit limit based on deposited funds

Rewards Cards
Rewards Cards

Earn points on every transaction, redeemable for discounts or gifts.

Student Cards
Student Cards

Low limits and rates to help students build credit responsibly.

Secured Cards
Secured Cards

Premium perks like lounge access, dining, and travel benefits.

Travel Cards
Travel Cards

Earn air miles, travel insurance, and lounge access.

Cashback Cards
Cashback Cards

Get a percentage of your spending back as cashback.

Corporate Cards
Corporate Cards

Manage business expenses and cash flow efficiently

Entertainment Cards
Entertainment Cards

Discounts and rewards on movies and entertainment

Lifestyle Cards
Lifestyle Cards

Premium perks like lounge access, dining, and travel benefits.

Features & Benefits of Credit Cards

Features & Benefits of Credit Cards Features & Benefits of Credit Cards
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A credit card is a plastic card that allows you to make purchases on credit. You can pay the full balance each month or carry a balance and pay interest.

Consider factors like annual fees, interest rates, rewards programs, and your spending habits.

Credit cards offer convenience, rewards, and the ability to build credit history.

Pay your balance in full each month, avoid carrying high balances, and create a budget to manage your spending.

There are various types of credit cards, including cash back cards, travel rewards cards, balance transfer cards, and store cards.
A few easy steps can help you practice better financial decision-making.