Credit Score
What Happens to Your Credit Score When You Become Debt-Free
January 27, 2026
Becoming debt-free feels like a major financial milestone. No EMIs, no reminders, no stress. Naturally, many people assume
How Credit Mix Impacts Long-Term Loan Eligibility
January 27, 2026
When people talk about credit health, most conversations revolve around credit score. While the score is important, it
How Overuse of “No-Cost EMI” Affects Your Credit Profile
January 27, 2026
“No-Cost EMI” sounds like a smart financial move. You get the product today, pay in small monthly instalments,
How Small Lifestyle Loans Shape Your Long-Term Credit Health
January 27, 2026
Small lifestyle loans have quietly become a part of everyday spending. Buying a smartphone on EMI, converting a
Why Your Credit Score Improves Slower Than It Falls—and How to Fix That
January 27, 2026
Many borrowers experience this frustrating pattern: one missed payment and the credit score drops sharply, but months of
Why a “Good” Credit Score Still Doesn’t Guarantee Loan Approval
January 27, 2026
A good credit score is often seen as a green signal for loan approval. Many borrowers believe that
Why Borrowers Need to Understand CRIF’s New Reporting Frequency
October 10, 2025
Starting January 1, 2025, the Reserve Bank of India (RBI) has directed all lenders to update credit bureaus
Paid an EMI Recently? Here’s When It Will Reflect in Your CRIF Report Now
October 10, 2025
When you pay your loan EMI on time, the first thing you hope to see is a positive
How RupeeQ Uses Updated CRIF Reports to Offer Real-Time Pre-Approved Offers
October 10, 2025
Financial decisions are all about timing—and when it comes to personal loans, timing can impact not just your
Mistakes First-Time Borrowers Make That Hurt CRIF Score
October 9, 2025
Taking your first loan can be exciting. It helps you build credit, manage goals, and access better financial
| Personal Loan Interest Rates Jan, 2026 | |
|---|---|
| Axis Bank | 10.75% - 26.00% |
| Bajaj | 11.00% - 28.00% |
| Chola Mandalam | 15.00% - 24.00% |
| IDFC | 11.00% - 24.00% |
| Kotak Bank | 11.00% - 18.00% |
| L & T Finance | 13.00% - 28.00% |
| TATA | 11.00% - 26.00% |
