Credit Score
Is Debt Consolidation Safer Now? Understanding RBI’s New Digital Lending Rules
April 14, 2026
Managing multiple loans can feel overwhelming, and many borrowers have turned to debt consolidation as a way to
As RBI Encourages Credit Discipline, Debt Consolidation Is Emerging as a Smart Solution
April 14, 2026
Managing credit responsibly has become more important than ever for Indian borrowers. With easy access to personal loans,
Late EMIs Affecting Your Credit Score? A Recovery Plan for Salaried Borrowers
April 13, 2026
For salaried professionals, loans are often a part of financial planning. Home loans, car loans, personal loans, and
How Self-Employed Professionals Can Improve Creditworthiness Without Stable Salary Slips
April 10, 2026
Self-employed professionals such as freelancers, consultants, traders, and small business owners often face unique challenges while applying for
Why Traditional Credit Scoring is Failing MSMEs
April 2, 2026
Micro, Small and Medium Enterprises (MSMEs) are often called the backbone of India’s economy. They generate employment, drive
What Happens to Your Credit Score When You Become Debt-Free
January 27, 2026
Becoming debt-free feels like a major financial milestone. No EMIs, no reminders, no stress. Naturally, many people assume
How Credit Mix Impacts Long-Term Loan Eligibility
January 27, 2026
When people talk about credit health, most conversations revolve around credit score. While the score is important, it
How Overuse of “No-Cost EMI” Affects Your Credit Profile
January 27, 2026
“No-Cost EMI” sounds like a smart financial move. You get the product today, pay in small monthly instalments,
How Small Lifestyle Loans Shape Your Long-Term Credit Health
January 27, 2026
Small lifestyle loans have quietly become a part of everyday spending. Buying a smartphone on EMI, converting a
Why Your Credit Score Improves Slower Than It Falls—and How to Fix That
January 27, 2026
Many borrowers experience this frustrating pattern: one missed payment and the credit score drops sharply, but months of
| Personal Loan Interest Rates Apr, 2026 | |
|---|---|
| Axis Bank | 10.75% - 26.00% |
| Bajaj | 11.00% - 28.00% |
| Chola Mandalam | 15.00% - 24.00% |
| IDFC | 11.00% - 24.00% |
| Kotak Bank | 11.00% - 18.00% |
| L & T Finance | 13.00% - 28.00% |
| TATA | 11.00% - 26.00% |
