Credit Score
RBI Cuts Repo Rate by 25 bps: Here’s What It Means for Your Loans and India’s Economy
April 23, 2025
On April 5, 2025, the Reserve Bank of India (RBI) cut the repo rate by 25 basis points,
Can Unity Small Finance Bank help you rebuild your credit health?
April 23, 2025
If your credit score has taken a hit due to delayed EMIs or high credit usage, you’re not
How a Good Credit History Affects Your Loan Eligibility
March 17, 2025
When applying for a personal loan, home loan, car loan, or credit card, one of the first things
How to Improve Your Credit Score After a Loan Rejection
March 8, 2025
Getting your loan application rejected can be discouraging, but it’s often a sign that your credit score needs
Why Your Credit Card Utilization Ratio Matters for Loans
February 28, 2025
When applying for a personal loan, home loan, or credit line, lenders carefully evaluate your creditworthiness before approving
How to Build Your Credit Score as a First-Time Borrower
February 26, 2025
If you’re a first-time borrower, you might find it challenging to get approved for a personal loan, credit
What is a Soft Inquiry and Why Does It Matter?
February 18, 2025
When you check your credit report or apply for financial products, lenders and credit bureaus perform inquiries to
Why Checking Your Credit Score Before Applying for a Loan Matters
February 18, 2025
Applying for a loan without checking your credit score first can be a costly mistake. Your credit score
How Multiple Loan Applications Can Lower Your Credit Score
February 14, 2025
Applying for a loan is a necessary financial step for many people, whether it’s for buying a house,
Impact of a High Debt-to-Income Ratio on Your Credit Score
February 14, 2025
A high debt-to-income (DTI) ratio is one of the biggest reasons why many loan applications get rejected. Lenders
| Personal Loan Interest Rates May, 2025 | |
|---|---|
| Axis Bank | 10.75% - 26.00% |
| Bajaj | 11.00% - 28.00% |
| Chola Mandalam | 15.00% - 24.00% |
| IDFC | 11.00% - 24.00% |
| Kotak Bank | 11.00% - 18.00% |
| L & T Finance | 13.00% - 28.00% |
| TATA | 11.00% - 26.00% |