Short Term Personal Loan (STPL)

Need money fast for an emergency, travel, or short-term expense? RupeeQ brings you Short Term Personal Loans—small, flexible loans that help you meet immediate financial needs without long-term commitments.

Loan - 1 Lakh to 5 Lakh | Fast Approval | Flexible Repayment | Instant Disbursa

Why Choose a Short Term Personal Loan?

  • Funds reach your account within 24-48 hours.
  • Repay anywhere from 1 month to 12 months based on your convenience.
  • Flexible repayment options—repay partially or fully anytime
  • Minimal paperwork and simple online process.
  • Medical bills, urgent travel, festival shopping, tuition fees, or home repairs.
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Features and Benefits of Short Term Personal Loan (STPL)

Quick Disbursal

Get funds credited to your bank within 24–48 hours.


Flexible Tenure

Choose repayment from 1 to 12 months as per your convenience.

Minimal Documentation

100% online process with basic KYC and income proof.

Multiple Use Cases

Use for medical bills, travel, shopping, tuition fees or home repairs.

Flexible Repayment

Repay early or part-pay anytime without hassle.


Who Should Apply for STPL?

Short Term Personal Loans are ideal if you:

  • Need quick money for emergencies or short-term expenses
  • Want to avoid long-term loan commitments
  • Have small funding requirements (₹10,000 – ₹1,00,000)
  • Prefer fast approval with minimal paperwork

How to Apply via RupeeQ

  • Check your eligibility instantly without affecting credit score
  • Choose loan amount and tenure that fits your needs
  • Submit minimal documents digitally
  • Get approval within hours
  • Receive funds in your account within 24–48 hours

Charges & Interest

  • Interest Rate: Competitive short-term rates
  • Processing Fee: 1%–2% of loan amount
  • Prepayment: Allowed anytime (check lender policy)
  • Late Payment Fee: Applicable if EMIs are missed

Why Choose RupeeQ for STPL?

  • Instant eligibility check without impacting credit score
  • Compare STPL offers from multiple lenders
  • Quick approval & 100% online application
  • Flexible repayment options tailored to your needs

Eligibility Criteria for STPL

Age: 21–60 years
Minimum Income: ₹15,000+ monthly salary or stable self-employed income
Credit Score: 550+ (higher score for better offers)
Documents: PAN, Aadhaar, income proof, address proof
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STPLs typically range from ₹10,000 to ₹1,00,000, depending on your income and credit profile.

Funds are usually disbursed within 24–48 hours of approval.

Yes! Early repayment reduces your overall interest cost.

On-time repayments improve your credit score. Late or missed payments may negatively affect it.

Some lenders accept applicants with scores as low as 550. Pre-approved offers will show your eligibility.
A few easy steps can help you practice better financial decision-making.
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