Debt Consolidation Loan in India
Struggling with multiple EMIs? Consolidate your debt into one low-cost loan in minutes.
Combine multiple EMIs into One Loan, One EMI—and take back control of your finances with lower interest and simplified repayment.
With RupeeQ, you can compare offers from trusted banks and NBFCs, check your eligibility instantly, and apply online in minutes.
Why Choose Debt Consolidation Loans on RupeeQ?
- Free Credit Score Check with RupeeQ ACE
- Compare Top Lenders offering consolidation starting from 10.49 % p.a.
- Loan amounts from ₹ 1 lakh up to ₹ 50 lakhs
- Fast digital disbursal, no branch visits
- Dedicated experts, no spam calls
Quick Apply: Check Your Offer
Features & Benefits Of Debt Consolidation Loan
Single Loan & EMI
One manageable due date instead of multiple EMIs.
Lower Interest
Consolidate high-rate debts (30–36%) into ~10–14% p.a.
Better Credit Health
Timely repayment of debt improves your credit profile
Flexible Tenure
1–7 years, adjust EMI to fit income
100% Digital Journey
Upload documents & get funds online & paperless
How Debt Consolidation Works
Arjun has a total debt of ₹30 lakhs spread across credit cards and a personal loan, with interest rates ranging from 18% to 36%. The high rates and multiple EMIs on different dates are becoming stressful to manage. To simplify his finances and lower his costs, Arjun decides to opt for a debt consolidation loan. After reviewing his options on RupeeQ, he finds a lender offering a personal loan of ₹30 lakhs at 10.49% p.a. Once approved, he uses the proceeds to close all his existing debts. Now, instead of juggling multiple loans, Arjun has a single ₹30 lakh loan at a lower interest rate, with one fixed EMI. This not only reduces his interest burden but also makes repayment easier and more structured.
Who Should Consider This Loan?
If you:
- Carry multiple high-interest credit cards
- Have several personal or consumer loans
- Miss EMI payments due to overlapping due dates
- Want to save on interest and simplify budgeting
Eligibility & Documents
Apply for Debt Consolidation Loan in Easy Steps
- Check your credit score with RupeeQ ACE
- Get matched offers instantly
- Upload documents online
- Choose the best lender based on rate & tenure
- Get funds swiftly and repay old debts
Why RupeeQ Is the Right Platform
- Compare offers from leading NBFCs & banks in one place
- Transparent processing with no spam, only expert support
- Fully digital onboarding and fast disbursal
- Tools like RupeeQ ACE to monitor your credit health post-loan
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