Personal Loan

How to Get a Personal Loan Without ITR

September 11, 2026

Every loan checklist seems to end at the same line: attach your latest ITR. If you have never

7 Best NBFC for Personal Loan in Ahmedabad

September 10, 2026

Two colleagues in Navrangpura, same salary, same week. One has money in her account by evening. The other

Personal Loan from NBFCs: Why and How

September 10, 2026

Your bank says no. The salary is fine, the job is stable, and the application still comes back

8 Best NBFCs for Personal Loan in Pune

September 8, 2026

You need ₹3 lakh by next week. Your bank wants a salary account with them, two years at

7 Ways to Reduce Your Personal Loan EMI

September 7, 2026

Your EMI shows up on the same date, for the same amount, every single month. So it starts

10 Borrower Questions RupeeQ’s Team Gets Asked Most (Part 1)

September 4, 2026

Ask anyone on our support desk what their day sounds like, and you’ll hear the same ten questions

10 Personal Loan Scams in India and How to Spot Each

September 1, 2026

An SMS lands at 11 pm. Pre-approved ₹5 lakh, 2% interest, zero documents, money in your account in

7 Free Platforms for Personal Loans and Credit Score

August 27, 2026

Most people apply for an instant Personal Loan the way they buy a train ticket. Pick one, submit,

8 Alternatives to a Personal Loan (and When Each One Falls Short)

August 26, 2026

You need ₹3 lakh by next week. Someone tells you to pledge your gold instead of taking a

8 Best NBFCs for Personal Loan in India

August 25, 2026

Your bank rejects the application. The reason line reads “does not meet internal credit policy,” which explains nothing.


Personal Loan Interest Rates Sep, 2026
Axis Bank 10.75% - 26.00%
Bajaj 11.00% - 28.00%
Chola Mandalam 15.00% - 24.00%
IDFC 11.00% - 24.00%
Kotak Bank 11.00% - 18.00%
L & T Finance 13.00% - 28.00%
TATA 11.00% - 26.00%
A few easy steps can help you practice better financial decision-making.