15-Day Credit Reporting: A Gamechanger for CRIF-Based Loan Decisions
October 9, 2025
The Reserve Bank of India (RBI) has introduced a key change in how credit data is reported to
How RBI’s 15-Day Cycle Affects Disputes and Corrections in CRIF Reports
October 8, 2025
The Reserve Bank of India (RBI) has revised its credit reporting framework. Starting January 1, 2025, all banks
Do Joint Loans Affect Your CRIF Score Differently?
October 8, 2025
When you apply for a loan with another person—be it your spouse, sibling, or business partner—your responsibility doesn’t
How CRIF Scores Influence BNPL (Buy Now Pay Later) Offers
October 8, 2025
As more young Indians embrace the convenience of BNPL (Buy Now Pay Later) options for online shopping, electronics,
How Millennials Are Using Short Term Loans for Lifestyle Needs
September 22, 2025
Short term personal loans have emerged as a go-to financial solution for young Indians—especially millennials—who value flexibility, convenience,
Why Salaried Professionals Prefer Short Tenure Loans for Small Expenses
September 22, 2025
In today’s fast-paced lifestyle, even salaried professionals can face unexpected financial needs—from a medical bill that wasn’t budgeted
Top 5 Myths About Short Term Loans Busted
September 22, 2025
Short Term Personal Loans (STPLs) are growing in popularity among salaried professionals, freelancers, and even small business owners.
Understanding the Risk and Reward of Short Term Loans
September 22, 2025
Short Term Personal Loans (STPLs) have become increasingly popular among salaried professionals and self-employed individuals in India. These
Can You Get a Short Term Loan With Low Credit Score?
September 1, 2025
A low credit score is often seen as a barrier when it comes to borrowing money. But when
How to Clear ₹10 Lakh Debt Without Losing Your Mind
September 1, 2025
Managing a total debt of ₹10 lakh may seem daunting, especially when it’s spread across different EMI-based loans.
| Personal Loan Interest Rates Apr, 2026 | |
|---|---|
| Axis Bank | 10.75% - 26.00% |
| Bajaj | 11.00% - 28.00% |
| Chola Mandalam | 15.00% - 24.00% |
| IDFC | 11.00% - 24.00% |
| Kotak Bank | 11.00% - 18.00% |
| L & T Finance | 13.00% - 28.00% |
| TATA | 11.00% - 26.00% |
