Top Benefits of a Flexible Credit Line for Freelancers and Self-Employed Professionals
February 25, 2025
For freelancers and self-employed professionals, financial stability can often be unpredictable. Unlike salaried employees, freelancers don’t receive fixed
How to Secure the Lowest Interest Rates on Personal Loans
February 25, 2025
In today’s dynamic financial landscape, personal loans have become a vital tool for individuals seeking funds for various
Why Digital Loans Are the Best Choice for Millennials
February 25, 2025
Millennials, born between 1981 and 1996, are a generation that grew up with technology, digital banking, and online
Top Tips to Maintain a Healthy Debt-to-Income Ratio
February 25, 2025
One of the most important financial metrics that lenders evaluate before approving a loan is your Debt-to-Income Ratio
Personal Loans vs Credit Lines: Which is Right for You?
February 18, 2025
When facing a financial need, many borrowers wonder whether to opt for a personal loan or a credit
What is a Soft Inquiry and Why Does It Matter?
February 18, 2025
When you check your credit report or apply for financial products, lenders and credit bureaus perform inquiries to
Why Checking Your Credit Score Before Applying for a Loan Matters
February 18, 2025
Applying for a loan without checking your credit score first can be a costly mistake. Your credit score
How to Use a Loan Balance Transfer to Save on Interest
February 18, 2025
A loan balance transfer (LBT) is a smart financial move for borrowers looking to reduce EMIs, lower interest
How Multiple Loan Applications Can Lower Your Credit Score
February 14, 2025
Applying for a loan is a necessary financial step for many people, whether it’s for buying a house,
Impact of a High Debt-to-Income Ratio on Your Credit Score
February 14, 2025
A high debt-to-income (DTI) ratio is one of the biggest reasons why many loan applications get rejected. Lenders
| Personal Loan Interest Rates Nov, 2025 | |
|---|---|
| Axis Bank | 10.75% - 26.00% |
| Bajaj | 11.00% - 28.00% |
| Chola Mandalam | 15.00% - 24.00% |
| IDFC | 11.00% - 24.00% |
| Kotak Bank | 11.00% - 18.00% |
| L & T Finance | 13.00% - 28.00% |
| TATA | 11.00% - 26.00% |
