How to Monitor Your CRIF Report Like a Pro
October 9, 2025
Keeping a close eye on your credit report is not just a good financial habit — it’s essential,
How to Improve Your CRIF Score in 90 Days
October 9, 2025
Improving your CRIF score within a short span like 90 days may sound ambitious, but it is absolutely
Impact of Financial Fraud on Your CRIF Score
October 9, 2025
When it comes to maintaining a good credit score, most people think about timely EMI payments or low
Credit Declined on RupeeQ? Check This Before Reapplying
October 9, 2025
Getting a loan or credit card declined on RupeeQ can be disheartening—especially when you’re counting on the funds.
Boost Your CRIF Score Despite Irregular Income Cycles
October 9, 2025
If your income is not steady every month, maintaining a good CRIF score might seem like a challenge.
15-Day Credit Reporting: A Gamechanger for CRIF-Based Loan Decisions
October 9, 2025
The Reserve Bank of India (RBI) has introduced a key change in how credit data is reported to
How RBI’s 15-Day Cycle Affects Disputes and Corrections in CRIF Reports
October 8, 2025
The Reserve Bank of India (RBI) has revised its credit reporting framework. Starting January 1, 2025, all banks
Do Joint Loans Affect Your CRIF Score Differently?
October 8, 2025
When you apply for a loan with another person—be it your spouse, sibling, or business partner—your responsibility doesn’t
How CRIF Scores Influence BNPL (Buy Now Pay Later) Offers
October 8, 2025
As more young Indians embrace the convenience of BNPL (Buy Now Pay Later) options for online shopping, electronics,
How Millennials Are Using Short Term Loans for Lifestyle Needs
September 22, 2025
Short term personal loans have emerged as a go-to financial solution for young Indians—especially millennials—who value flexibility, convenience,
| Personal Loan Interest Rates Oct, 2025 | |
|---|---|
| Axis Bank | 10.75% - 26.00% |
| Bajaj | 11.00% - 28.00% |
| Chola Mandalam | 15.00% - 24.00% |
| IDFC | 11.00% - 24.00% |
| Kotak Bank | 11.00% - 18.00% |
| L & T Finance | 13.00% - 28.00% |
| TATA | 11.00% - 26.00% |