Do Joint Loans Affect Your CRIF Score Differently?

October 8, 2025

When you apply for a loan with another person—be it your spouse, sibling, or business partner—your responsibility doesn’t

How CRIF Scores Influence BNPL (Buy Now Pay Later) Offers

October 8, 2025

As more young Indians embrace the convenience of BNPL (Buy Now Pay Later) options for online shopping, electronics,

How Millennials Are Using Short Term Loans for Lifestyle Needs

September 22, 2025

Short term personal loans have emerged as a go-to financial solution for young Indians—especially millennials—who value flexibility, convenience,

Why Salaried Professionals Prefer Short Tenure Loans for Small Expenses

September 22, 2025

In today’s fast-paced lifestyle, even salaried professionals can face unexpected financial needs—from a medical bill that wasn’t budgeted

Top 5 Myths About Short Term Loans Busted

September 22, 2025

Short Term Personal Loans (STPLs) are growing in popularity among salaried professionals, freelancers, and even small business owners.

Understanding the Risk and Reward of Short Term Loans

September 22, 2025

Short Term Personal Loans (STPLs) have become increasingly popular among salaried professionals and self-employed individuals in India. These

Can You Get a Short Term Loan With Low Credit Score?

September 1, 2025

A low credit score is often seen as a barrier when it comes to borrowing money. But when

How to Clear ₹10 Lakh Debt Without Losing Your Mind

September 1, 2025

Managing a total debt of ₹10 lakh may seem daunting, especially when it’s spread across different EMI-based loans.

Is It a Good Idea to Consolidate Your Debt?

September 1, 2025

Debt consolidation is often marketed as a smart solution for managing multiple loans. But is it really the

What Are the Two Main Types of Consolidation?

September 1, 2025

When managing multiple debts becomes overwhelming, consolidation can offer relief. By merging several loans into one, you simplify


Personal Loan Interest Rates Nov, 2025
Axis Bank 10.75% - 26.00%
Bajaj 11.00% - 28.00%
Chola Mandalam 15.00% - 24.00%
IDFC 11.00% - 24.00%
Kotak Bank 11.00% - 18.00%
L & T Finance 13.00% - 28.00%
TATA 11.00% - 26.00%
A few easy steps can help you practice better financial decision-making.