Mistakes First-Time Borrowers Make That Hurt CRIF Score
October 9, 2025
Taking your first loan can be exciting. It helps you build credit, manage goals, and access better financial
How Salaried Individuals Can Boost CRIF Score in 60 Days
October 9, 2025
If you’re a salaried professional aiming to improve your creditworthiness, your CRIF score plays a big role. Whether
How to Monitor Your CRIF Report Like a Pro
October 9, 2025
Keeping a close eye on your credit report is not just a good financial habit — it’s essential,
How to Improve Your CRIF Score in 90 Days
October 9, 2025
Improving your CRIF score within a short span like 90 days may sound ambitious, but it is absolutely
Impact of Financial Fraud on Your CRIF Score
October 9, 2025
When it comes to maintaining a good credit score, most people think about timely EMI payments or low
Credit Declined on RupeeQ? Check This Before Reapplying
October 9, 2025
Getting a loan or credit card declined on RupeeQ can be disheartening—especially when you’re counting on the funds.
Boost Your CRIF Score Despite Irregular Income Cycles
October 9, 2025
If your income is not steady every month, maintaining a good CRIF score might seem like a challenge.
15-Day Credit Reporting: A Gamechanger for CRIF-Based Loan Decisions
October 9, 2025
The Reserve Bank of India (RBI) has introduced a key change in how credit data is reported to
How RBI’s 15-Day Cycle Affects Disputes and Corrections in CRIF Reports
October 8, 2025
The Reserve Bank of India (RBI) has revised its credit reporting framework. Starting January 1, 2025, all banks
Do Joint Loans Affect Your CRIF Score Differently?
October 8, 2025
When you apply for a loan with another person—be it your spouse, sibling, or business partner—your responsibility doesn’t
| Personal Loan Interest Rates Jan, 2026 | |
|---|---|
| Axis Bank | 10.75% - 26.00% |
| Bajaj | 11.00% - 28.00% |
| Chola Mandalam | 15.00% - 24.00% |
| IDFC | 11.00% - 24.00% |
| Kotak Bank | 11.00% - 18.00% |
| L & T Finance | 13.00% - 28.00% |
| TATA | 11.00% - 26.00% |
