Why Digital Loans Are the Best Choice for Millennials

February 25, 2025

Millennials, born between 1981 and 1996, are a generation that grew up with technology, digital banking, and online

Top Tips to Maintain a Healthy Debt-to-Income Ratio

February 25, 2025

One of the most important financial metrics that lenders evaluate before approving a loan is your Debt-to-Income Ratio

Personal Loans vs Credit Lines: Which is Right for You?

February 18, 2025

When facing a financial need, many borrowers wonder whether to opt for a personal loan or a credit

What is a Soft Inquiry and Why Does It Matter?

February 18, 2025

When you check your credit report or apply for financial products, lenders and credit bureaus perform inquiries to

Why Checking Your Credit Score Before Applying for a Loan Matters

February 18, 2025

Applying for a loan without checking your credit score first can be a costly mistake. Your credit score

How to Use a Loan Balance Transfer to Save on Interest

February 18, 2025

A loan balance transfer (LBT) is a smart financial move for borrowers looking to reduce EMIs, lower interest

How Multiple Loan Applications Can Lower Your Credit Score

February 14, 2025

Applying for a loan is a necessary financial step for many people, whether it’s for buying a house,

Impact of a High Debt-to-Income Ratio on Your Credit Score

February 14, 2025

A high debt-to-income (DTI) ratio is one of the biggest reasons why many loan applications get rejected. Lenders

How RupeeQ ACE Helps You Monitor Your Credit Score

February 14, 2025

A credit score is more than just a number; it reflects your financial habits and determines your eligibility

How to Dispute Errors in Your Credit Report

February 14, 2025

Your credit report plays a crucial role in determining your financial credibility. It impacts your ability to get


Personal Loan Interest Rates Oct, 2025
Axis Bank 10.75% - 26.00%
Bajaj 11.00% - 28.00%
Chola Mandalam 15.00% - 24.00%
IDFC 11.00% - 24.00%
Kotak Bank 11.00% - 18.00%
L & T Finance 13.00% - 28.00%
TATA 11.00% - 26.00%
A few easy steps can help you practice better financial decision-making.