How to Avoid Overborrowing with Personal Loans

March 10, 2025

A personal loan is a convenient way to access funds for medical emergencies, home renovations, weddings, debt consolidation,

Benefits of Taking a Personal Loan for Home Renovation

March 10, 2025

A home renovation project can breathe new life into your living space, whether it’s upgrading the interiors, remodeling

When Should You Consider a Loan Against Property?

March 10, 2025

A Loan Against Property (LAP) is a secured loan where you pledge your residential, commercial, or industrial property

How to Manage Multiple Loan Repayments Effectively

March 10, 2025

Handling multiple loan repayments can be challenging, especially if you have personal loans, home loans, car loans, credit

What Are the Tax Benefits of Personal Loans?

March 8, 2025

A personal loan is often considered a flexible financial tool for home renovation, medical emergencies, education, or business

How to Improve Your Credit Score After a Loan Rejection

March 8, 2025

Getting your loan application rejected can be discouraging, but it’s often a sign that your credit score needs

How to Use Personal Loans for Wedding Expenses

March 8, 2025

A wedding is one of the most important and cherished events in a person’s life, but it can

How to Calculate Your EMI for a Personal Loan

March 8, 2025

A personal loan can be a great financial tool for managing various expenses, such as medical emergencies, home

Why Your Credit Card Utilization Ratio Matters for Loans

February 28, 2025

When applying for a personal loan, home loan, or credit line, lenders carefully evaluate your creditworthiness before approving

How to Use a Credit Line as an Emergency Fund

February 28, 2025

Financial emergencies can arise unexpectedly—whether it’s a sudden medical expense, home repairs, or a temporary loss of income.


Personal Loan Interest Rates Sep, 2025
Axis Bank 10.75% - 26.00%
Bajaj 11.00% - 28.00%
Chola Mandalam 15.00% - 24.00%
IDFC 11.00% - 24.00%
Kotak Bank 11.00% - 18.00%
L & T Finance 13.00% - 28.00%
TATA 11.00% - 26.00%
A few easy steps can help you practice better financial decision-making.