Overdraft
How to Avoid Over-Borrowing With a Flexi Loan
A Flexi Loan sounds like a smart deal on paper. You get a pre-approved credit limit, draw only
How is Interest Calculated on an Overdraft Loan?
An Overdraft rarely feels expensive when you take it. The cost reveals itself later, in small increments that
Tata Capital Personal Loan Hybrid Term Loan | Explained
Managing personal finances during uncertain times requires loan options that adapt to your needs. Tata Capital’s Personal Loan
How to Use a Credit Line as an Emergency Fund
Financial emergencies can arise unexpectedly—whether it’s a sudden medical expense, home repairs, or a temporary loss of income.
Top Benefits of a Flexible Credit Line for Freelancers and Self-Employed Professionals
For freelancers and self-employed professionals, financial stability can often be unpredictable. Unlike salaried employees, freelancers don’t receive fixed
Top 5 Uses of a Credit Line for Entrepreneurs
Running a business requires constant cash flow, and entrepreneurs often need quick access to funds for unexpected expenses,
| Personal Loan Interest Rates Apr, 2026 | |
|---|---|
| Axis Bank | 10.75% - 26.00% |
| Bajaj | 11.00% - 28.00% |
| Chola Mandalam | 15.00% - 24.00% |
| IDFC | 11.00% - 24.00% |
| Kotak Bank | 11.00% - 18.00% |
| L & T Finance | 13.00% - 28.00% |
| TATA | 11.00% - 26.00% |
